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Quick, easy, and accessible

Digital microcredit solutions for individuals and businesses

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Affordable loans with rates as low as 17%.
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BDQ Microcredito

Offers fast, secure, and accessible financial solutions to individuals and businesses.

Our services are designed to empower you to achieve your financial goals.

Quick Loans

Apply online and get your loan within 24 hours.

Flexible Terms

Choose loan amounts and repayment schedules that suit your needs.

Low Interest Rates

Affordable loans with rates as low as 25%.

Our services

what we do

Credit Granting

we offer flexible and quick access to credit for individuals and businesses. Whether you need a short-term loan for personal use or financing for your small business, our credit products are designed to meet your specific needs.

Features

Quick approval process—applications are typically processed within 24 hours. Competitive interest rates and transparent repayment terms. Available for both personal and business use. Customizable loan amounts and repayment schedules based on client eligibility.

Payment Facilitation

We make it easier for our clients to manage their payments through our digital platform. Whether you need to pay bills, send money, or manage your accounts, BDQ Microcredito provides a seamless and secure payment solution.

Features

Digital platform for easy payment of utilities, services, and more. Integration with mobile payment services and local financial networks. Safe, fast, and secure transactions, available 24/7. Real-time tracking and management of payments.

Product Sales on Credit

BDQ Microcredito offers clients the ability to purchase essential products through credit, allowing for convenient and flexible payments over time. This service is designed to make purchasing more accessible for individuals and businesses, particularly for high-value items.

Features

Purchase electronics, appliances, equipment, and more through installment plans.
Flexible repayment terms tailored to your budget.
Low initial down payments with extended payment schedules.
Access to a variety of trusted products from our partner retailers.

Debt Management

We provide professional debt management services to help clients consolidate and manage their debts more efficiently. Whether you need assistance restructuring debt, negotiating payment terms, or setting up a repayment plan, BDQ Microcredito helps you regain control of your financial situation.

Features

Personalized debt consolidation plans.Expert financial advice on how to manage and reduce debt.Flexible payment arrangements to ease financial burden.Ongoing support to ensure clients meet their financial goals.

Pre requisits to get your credit

Singulares

  • Carta a solicitar o crédito
  • BI
  • NUIT
  • extracto Bancário dos últimos 3 meses
  • comprovativo de residência
  • comprovativo de rendimento
  • Cheque pré-datado passado a favor da BDQ Microcrédito.

Empresas

  • Carta a solicitar o crédito
  • Licença ou Alvará
  • Declaração das atividades económicas
  • Documentos dos Assinantes
  • Relatório financeiro dos últimos 2 anos
  • cheque pré-datado passado a favor da BDQ Microcrédito.

BDQ Microcredito exists to make financial services more accessible to all Mozambicans, helping them overcome financial barriers through quick and easy access to microcredit

Financial Inclusion Through Digital Accessibility

BDQ Microcredito leverages digital platforms to provide easy and convenient access to microcredit, ensuring that individuals in both urban and rural areas can apply for and receive loans without the traditional complexities of financial institutions. This approach helps reduce financial exclusion in Mozambique.

Simplified Loan Process

We prioritize the ease of acquiring credit by streamlining the loan application and approval process. Clients can apply for loans through our mobile app or website with minimal paperwork, receiving responses within 24 hours. Our quick and straightforward process empowers clients to access funds when they need them most.

Affordable Interest Rates and Transparent Terms

Our microcredit services feature competitive interest rates and transparent repayment terms. We ensure clients understand the full scope of their financial commitments with no hidden fees, fostering trust and long-term relationships. Our goal is to provide affordable financing while helping clients manage their repayment schedules effectively.

Tailored Financial Products

BDQ Microcredito leverages digital platforms to provide easy and convenient access to microcredit, ensuring that individuals in both urban and rural areas can apply for and receive loans without the traditional complexities of financial institutions. This approach helps reduce financial exclusion in Mozambique.

Empowering Small Businesses

BDQ Microcredito is committed to supporting small and medium-sized enterprises (SMEs), recognizing their vital role in Mozambique’s economy. By providing accessible financing options to entrepreneurs and business owners, we help stimulate economic growth, create jobs, and foster innovation.

Community Impact and Social Responsibility

We view microcredit as a tool for social empowerment. By giving individuals and businesses the financial resources they need to succeed, BDQ Microcredito plays a crucial role in improving the socio-economic conditions of communities across Mozambique. Our financial inclusion initiatives contribute to poverty alleviation and promote sustainable economic development.

Click below to start your application and get one step closer to get access to your Funds.

Get your credit today

Extracto Bancário dos últimos 3 meses, comprovativo de residência e comprovativo de rendimento e Cheque pré-datado passado a favor da BDQ Microcrédito

Extracto Bancário dos últimos 3 meses, comprovativo de residência e comprovativo de rendimento e Cheque pré-datado passado a favor da BDQ Microcrédito

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